Wednesday, October 30, 2019
Creditor's position in the case of company's insolvency Coursework
Creditor's position in the case of company's insolvency - Coursework Example mpany had already started showing signs of insolvency prior to availing of the said loans. Section 213 of Insolvency Act 1986 and section 993 of Companies Act 2006 (CA) refer to fraudulent trading. Section 214 of Insolvency Act 1986 refers to wrongful trading. These are the provisions which can be invoked against the company, its directors and others concerned for relief to the creditors.2 Besides, other provisions of Insolvency act are to be followed for realisation and pro-rata payments to all the classes of creditors of the company. Section 993 of the CA stipulates that it is an offence to continue to carry on business of a company intentionally to defraud creditors of the company or any other person or for any fraudulent purpose. Every person who is a party to above said acts is deemed to have committed an offence.3 Section 213 of Insolvency Act stipulates that if fraudulent trading is found to have been committed as above during the course of the winding up of a company, those w ho were knowingly parties to the above said offence shall be liable to contributions to the companyââ¬â¢s assets as may be ordered by the court on the application of the liquidator.4 Section 214 of Insolvency Act stipulates that it is a wrongful trading committed by a director of a company and therefore a court can make a declaration that he is liable to make contribution to the assets of the company, if he has failed to make proper conclusions and take steps necessary for discontinuing the business knowing full well that the companyââ¬â¢s going into insolvent liquidation was unavoidable. It is subject to the condition that company has gone into liquidation and that the person was a director of the company at that time. However, section 214 (3) stipulates that the court shall not pass any such declaration if the director has taken all possible steps to minimise potential loss to the creditors of the company. The director also includes a shadow director. This section is without prejudice to section 213 above.5 Fixed charge and Floating charge It is a means of creating security over specified or unspecified asset or property. Fixed charge is one which is fastened on an ascertained and defined property or a property capable of being ascertained and defined. In this case, the chargor is not free to deal with the property without the consent of the chargee. A floating charge is one which fastens on assets which the chargor can freely deal with, without the consent of the chargee. Thus fixed charge is generally on fixed asset, long-term asset or immovable property whereas floating charge is on movable property such as stock in trade. However, to decide whether one is a floating charge or fixed charge, it depends on the instrument of charge which spells out the intention of the parties regarding their mutual rights and obligations over the assets charged. Therefore mere labelling as fixed or floating will not prevent a court from treating a charge otherwise.6 D irectorsââ¬â¢ duty towards creditors Directorââ¬â¢s duty is to act in good faith so as to promote success of the
Monday, October 28, 2019
A point in life Essay Example for Free
A point in life Essay I have come to a point in life that many people have not. I have made a firm decision to recommit myself to pursuing my dreams. While there are those who believe that with an ounce of luck and a ton of persistence anything can be accomplished, I believe that there is no reason to expend so much energy and rely on luck. I believe in taking hold of my destiny and carving out a future for myself based on the decisions that I make in life. Life is simply too short and too precious to be left to luck alone. This is why I have chosen to apply for the (Insert name of course) at the (insert name of university). As the world continues to change and the workplace becomes more and more challenging and competitive, it becomes imperative for anyone looking for a successful career to not only have the drive to succeed but also the training and expertise to do so. I am not saying that I do not have the training and expertise at the moment but I do believe that there is still room for more. The rich and diverse academic community at Haas will definitely be the perfect place for me to learn and be prepared for the challenges that lie ahead. Having completed my (insert degree here) in (insert date) from (insert name of university here), there have been so many opportunities in life that I have not been able to take advantage of because of the competitiveness of the working environment. I believe that this experience and background of mine will help me pursue this dream. Being a (insert career) is only the beginning of a long journey for me. I realize that it will not be easy and I look forward to that challenge. In the short term, I see myself completing this degree and fulfilling the requirements for this course. I believe that this experience will be sufficient to prepare me for the next step which is applying for a good internship position that will give me the training that I need. I eventually plan to pursue larger goals such as taking a doctoral degree and perhaps starting my own business. The world is fast becoming a borderless place. Cultures, races, beliefs and ideologies are blend together and interact because of the growing advances in communications. In order to succeed in this world, one needs to be able to adapt to the various cultural differences as well as be able to maintain a certain sense of individual identity. This is the advantage that I feel I can get at this fine academic institution; the training to be competitive in the global economy and at the same time the flexibility to be able to deal with the different cultures in the diverse business world. That is why I believe that this course is a crucial step for me. My success and my accomplishments here will herald the beginning of the fulfillment of my personal and professional goals. It is said that the one thing that nobody can ever take away from you is your education and that is the one thing that I plan to not only gain for myself but for others as well. My most important character strength, in my opinion, is my ability to adapt, accept and learn. My business acumen and knowledge is due to the fact that both my parents are business oriented and running businesses of their own. This provided me with a closer view of what I need to accomplish at an academic level before venturing into a business of my own, particularly in this highly competitive field. My personality, in my humble opinion, is best suited for this kind of endeavor (business) because of my ability to multi-task. During my past work experiences, I have often come across as witty and amiable. Yet, I am no push over when it comes to working in a corporate or business environment. I firmly believe that I can succeed in anything that I want to as long as I work hard at it. I get things done. The job gets done faster and more efficiently as and when the objectives are clear, the strategies acceptable, and the resources are available. Of course, in the real world, these do not always happen. To the extent that they happen and to the extent that I can make them happen, I go after them and manage to get the job done. While I personally believe that ââ¬Å"there is no such thing as a free lunchâ⬠and that everything a person has in life must come from hard work and perseverance, I also believe in charity. I believe in helping others who do not have much in life. I believe in helping people regardless of their nation, race or creed. I believe in being a better person so I can best help myself and others around me. I believe that (Insert Name of University) is the best place for me to turn these beliefs into realities.
Saturday, October 26, 2019
Aboriginal People of Canada Essay -- Canada
Aboriginal people represent less than 3% of the total population in BC. Yet, they account for more than 9% of all suicides in BC (Chandler). The numbers of suicides amongst aboriginal youth are even more alarming ââ¬â nearly one-fourth of all youth suicides in BC are committed by aboriginals and more than half of all aboriginal suicides are committed by youth (Chandler). The fact that indigenous communities in Canada have the highest rate of suicide of any culturally identifiable group in the world implies that these alarming statistics may not solely be a result of aboriginal communities belonging to a minority cultural group. I will attempt to build a speculative hypothesis behind the significantly high suicide rates amongst aboriginal youth in Canada. I will do so by turning to three factors that I think are most important amongst the several factors that may be coming together and playing a role in the high vulnerability to suicide amongst aboriginal youth. I believe this is important because the more accurately we identify causal factors that may be responsible for aboriginal suicide, the more specific suicide prevention programs can be made. This pool of factors must include those that are common to all suicidal behaviour, those that are responsible for suicidal behaviour in marginalized communities and those that might be specific to the history and context of aboriginals in Canada. In this commentary I have chosen one factor from each of these three pools of factors ââ¬â one, the interpersonal-psychological theory to explain suicide in general; two, loss of self-identity, which could be a leading cause for aboriginal suicide worldwide; and three, the impact of residential schools on the psychological makeup of aboriginals of Ca... ...l these communities by providing material, social and emotional support to them. Works Cited Bechtold, D. W. "Indian Adolescent Suicide: Clinical and Developmental Considerations." Indian and Alaska Native Mental Health Research: Journal of the National Center Monograph 4 (1994): 71-80. Print. Chandler, Michael. "Self & Cultural Continuity as a hedge against youth suicide." university of british columbia, 7 february (2012).presentation. Kirmayer, Laurence, et al. "Suicide Among Aboriginal People in Canada". Ottawa: Aboriginal Healing Foundation, (2007). Joiner, T. E. ââ¬Å"Why people die by suicide. Cambridge.â⬠MA: Harvard University Press (2005). Joiner, Thomas E. et al. ââ¬Å"Main Predictions of the Interpersonal-Psychological Theory of Suicidal Behavior: Empirical Tests in Two Samples of Young Adults.â⬠Journal of abnormal psychology 118.3 (2009): 634ââ¬â646.
Thursday, October 24, 2019
Counselling and the Law Essay
The law would seem to affect the counsellor predominantly over issues of confidentiality which cause ethical dilemmas in a variety of areas. It would seem the counsellor tends to end up torn between their responsibility towards their clients and the law or doctors/other health officials/organisations and society in general. The counsellor must weigh up client confidentiality against that of public interest and the guidelines of what is or is not in the public interest are not always clearly defined. For example, if the court decides that a counsellor must produce notes of their sessions with a client, this may not only become problematic from a confidentiality point of view but also as the counsellorsââ¬â¢ notes are subjective and the law deals in facts ââ¬â any changes within the clientââ¬â¢s thoughts/feelings which result in ââ¬Ëconflictingââ¬â¢ portral of events could be mis-interpreted as false testimony. The private unobserved nature of therapy and the importance of confidentiality between counsellor and client can result in concerns over whether this provides power to promote personal change or power to abuse the privilege. Evidence of bad practice in sexual abuse and allegations of false memories from clients seem to be all too common in the USA and one has to ponder to what extent in the UK, especially in the light of the recent publicity of the alleged abuse cases of Saville. If any counsellors or those in a counselling role were involved in any way with the children he had contact with ââ¬â it begs the question ââ¬â were they aware of something amiss and afraid to come forward because of who he was or for fear of repurcussions within their organisation? Thus, the counsellor can be put in a legally vulnerable position whereby they are liable to pass information on to the employer under their contract and potentially liable to their client for breach of confidentiality. Counsellors may not only find themselves in an ethical dilemma regarding client autonomy and client self harm or the client potentially harming others from a ââ¬Ëprofessional standardsââ¬â¢ point of view as the law may be unclear about their legal responsibilities as well. When one thinks of the tragic case of Anna, although the counsellor did not face any legalà repercussions, the law is not clear on rules or regulations to help minimise their legal vulnerability when making decisions as to what action to take or not take. Legislation is much more clear cut in the areas of adoption and infertility than in other areas but still there are uncertainties and conflicts of interest for the counsellor to wrestle with. The counsellor is presented with conflicting rights of the parent and their right to confidentiality on the one hand and the right of the child to know who their parents are on the other. When considering the case where a counsellor had to assess the degree of personal risk posed to the birth mother if personal information was released-it becomes clear that there are no clear guidelines for the counsellor which are laid down by law. Thus, ethical and legal dilemmas could arise between the right of the individual to records and the right of the birth parent to privacy. Similarly, the counsellor is left to weigh up the gravity of keeping information confidential in cases of AIDS and HIV whereby the client has the right to privacy but the partner has the right to be informed as they could be at risk of harm. According to Jenkins (1996), establishing a clear relationship with the law is one of the elements which is associated with acquiring full professional status. That is to say, a profession such as medicine, which has a recognised status in legislation and case law, is authorised to carry out certain activities and can delegate some of the responsibility for self-discipline and the maintenance of high standards of practice. But, the legal dimensions of therapy are not recognised in the same way and thus the legal obligations and responsibilities of the counsellor and the law remain unclear and require further exploration of the legal context in which the counsellor works. One would hope that this dilemma would be worked on indepth to help counsellors to counsel effectively and of course, to avoid the fear of being sued as a result of imperfect knowledge of the law or inadvertent negligence.
Wednesday, October 23, 2019
Big Brother Little Sister
Euthanasia is a type of assisted suicide (where one person helps another person to take their own life). There are a number of reasons why people choose Euthanasia; if they have a very serious debilitating illness, which stops them having a reasonable quality of life, if they are terminally ill with something which will cause a very slow and painful death, they may wish to end their lives peacefully, and in the manner of their own choosing. Recently the parents of a young man helped him to end his own life because he had been paralyzed from the neck down and he felt he could not face life anymore.Euthanasia is NOT the same as suicide, for it to be euthanasia the person who dies must have had a very poor quality of life, or be unable to live with dignity. Euthanasia is about ending the suffering of an individual who WILL NEVER GET BETTER. (Someone who is depressed for example may have a very poor quality of life and want to commit suicide, but depression is generally only a temporary, treatable condition). EUTHANASIA IS ILLEGAL in most countries, AS IS ANY FORM OF ASSISTED SUICIDE.In the Netherlands, where their attitude towards life and death is far more enlightened; they have ââ¬Ëeuthanasia clinics' where you can end your life with peace and dignity. The legality of euthanasia in the Netherlands is causing many individuals to travel their in order to take their own lives, in a calm and peaceful manner. Since their own countries deny them any right to do so. Since many people may suffer accidents which leave them in a coma, or paralyzed, perhaps unable to communicate, many people are now choosing to make ââ¬Ëliving wills'.These are similar to the legal documents used to divide up your property after you die, but a ââ¬Ëliving will' states what you want to be done if you are ever terminally ill, permanently suffering, but unable to communicate your wishes (or if doctors are unable to act on what you say because they think you may not be in your right min d). Euthanasia can be in many forms, by painless lethal injection, tablets, or just ââ¬Ëpulling the plug' on a life support machine. Only ââ¬Ëvoluntary euthanasia' is euthanasia. There is arguably no such thing as ââ¬Ëinvoluntary' euthanasia. Involuntary' euthanasia would almost always be regarded as murder (or at least manslaughter), even in countries where euthanasia is legal. Always consult somebody who knows the laws of your country well whenever the law is concerned. Don't make any sort of decision based on what a stranger on the internet has said. Don't trust wikipedia, unless you have the time to check all the sources and citations yourself. User generated content should never be taken as a matter-of-fact, especially on such a serious topic as this one. P/S: The thing about ââ¬Ëeuthanasia' being the name of the drug they use to put animals to sleep is nonsense.Similarly, there is no drug called ââ¬Ëeuthanasia' which is used to euthanize people, this is further nonsense. Also; killing an animal which is terminally ill or in great suffering may be considered ââ¬Ëeuthanasia' but killing an animal just to make room at the pound is DEFINITELY NOT EUTHANASIA. This is just a very cruel system which many animal rescue centers have little choice but to implement. Thanks. Hope this info is useful to you. This website (BBC) has some very good legal information and moral discussions on the topic. Good reading if you still want to know more.
Tuesday, October 22, 2019
How to Write a Powerful Memoir in 4 Simple Steps
How to Write a Powerful Memoir in 4 Simple Steps How to Write Your Memoir: A 4-Step Guide Memoir is not just a fancy literary term for an autobiography. I say that from the start, because I hear the terms used interchangeably so often. Your memoir will be autobiographical, but it will notbe your life story. Confused yet? Stay with me. Simply put, an autobiography is likely to cover oneââ¬â¢s birth to the present - emphasis often on accomplishments, but the more honest and revelatory the better. A memoir draws on selected anecdotes from your life to support a theme and make a point. For instance, if your point is how you came from some unlikely place to where you are now, you would choose scenes from your life to support that. Maybe you came from: The wrong side of the tracks A broken home Having been a victim of abuse Addiction An orphanage To a position of: Wealth Status Happiness Health Faith You might start with memories that show how bad things once were for you. Then you would show pivotal experiences in your life, important people in your transformation, what you learned, and how you applied certain principles to see this vast change. Naturally, the better the stories, the better the memoir. However, great stories are not the point - and frankly, neither is the memoirist (you). What Publishers Look For Donââ¬â¢t buy into the idea that only famous people can sell a memoir. Sure, if youââ¬â¢re a household name and people are curious about you, thatââ¬â¢s an advantage. But memoirs by nobodies succeed all the time - and for one reason: they resonate with readers because readers identify with truth. Truth, even hard, gritty, painful truth, bears transferrable principles. Memoirs full of such relatable candor attract readers, and readers are what publishers want. An astute agent or acquisitions editor can predict how relatable a memoir will be and take a chance on one from an unpublished unknown. Agents and editors tell me they love to discover such gems - the same way they love discovering the next great novelist. So, when writing your memoirâ⬠¦ You may be the subject, but itââ¬â¢s not about you - itââ¬â¢s about what readers can gain from your story. It may seem counterintuitive to think reader-first while writing in the first-person about yourself. But if your memoir doesnââ¬â¢t enrich, entertain, or enlighten readers, they wonââ¬â¢t stay with it long, and they certainly wonââ¬â¢t recommend it. Want to save this guide to read, save, or print whenever you wish? Click here. How to Write a Memoir in 4 Steps Know Your Theme Carefully Select Your Anecdotes Write It Like a Novel Tell Your Story (Without Throwing People Under the Bus) Step 1. Know Your Theme And remember, itââ¬â¢s not that youââ¬â¢ve made something of yourself - even if you have. Sorry, but nobody cares except those who already love you. Your understated theme must be, ââ¬Å"Youââ¬â¢re not alone. What happened to me can also happen to you.â⬠Thatââ¬â¢s what appeals to readers. Even if they do come away from your memoir impressed with you, it wonââ¬â¢t be because youââ¬â¢re so special - even if you are. Whether they admit it or not, readers care most about their own lives. Imagine a reader picking up your memoir and thinking, Whatââ¬â¢s in this for me? The more of that you offer, the more successful your book will be. Think transferable principles in a story well told. Cosmic Commonalities All people, regardless of age, ethnicity, location, and social status, share certain felt needs: food, shelter, and love. They fear abandonment, loneliness, and the loss of loved ones. Regardless your theme, if it touches on any of those wants and fears, readers will identify. I can read the memoir of someone of my opposite gender, for whom English is not her first language, of a different race and religion, who lives halfway around the world from me - and if she tells the story of her love for her child or grandchild, it reaches my core. Knowing or understanding or relating to nothing else about her, I understand love of family. Worried About Uniqueness? Many writers tell me they fear their theme has been covered many times by many other memoirists. While itââ¬â¢s true, as the Bible says, that thereââ¬â¢s nothing new under the sun, no one has written your story, your memoir, your way. While I still say itââ¬â¢s not about you but really about your reader, itââ¬â¢s you who lends uniqueness to your theme. Write on! How toWrite a Memoir Without Preaching Trust your narrative to do the work of conveying your message. Too many amateurish memoirists feel the need to eventually turn the spotlight on the reader with a sort of ââ¬Å"So, how about youâ⬠¦?â⬠Let your experiences and how they impacted you make their own points, and trust the reader to get it. Beat him over the head with your theme and you run him off. You can avoid being preachy by using what I call the Come Alongside Method. When you show what happened to you, if the principles apply to your reader he doesnââ¬â¢t need that pointed out. Give him credit. Step 2. Carefully Select Your Anecdotes The best memoirs let readers see themselves in your story so they can identify with your experiences and apply to their own lives the lessons youââ¬â¢ve learned. If youââ¬â¢re afraid to mine your pain deeply enough tell the whole truth, you may not be ready to write your memoir. Thereââ¬â¢s little less helpful - or marketable - than a memoir that glosses over the truth. So feature anecdotes from your life that support your theme, regardless how painful it is to resurrect the memories. The more introspective and vulnerable you are, the more effective will be your memoir. Step 3. Write It Like a Novel Itââ¬â¢s as important in a memoir as it is in a novel to show and not just tell. Example: Telling My father was a drunk who abused my mother and me. I was scared to death every time I heard him come in late at night. Showing As soon as I heard the gravel crunch beneath the tires and the car door open and shut, I dove under my bed. I could tell by his footsteps whether Dad was sober and tired or loaded and looking for a fight. I prayed God would magically make me big enough to jump between him and my mom, because she was always his first targetâ⬠¦ Use every trick in the novelistââ¬â¢s arsenal to make each anecdote come to life: dialogue, description, conflict, tension, pacing, everything. Worry less about chronology than theme. Youââ¬â¢re not married to the autobiographerââ¬â¢s progressive timeline. Tell whatever anecdote fits your point for each chapter, regardless where they fall on the calendar. Just make the details clear so the reader knows where you are in the story. You might begin with the most significant memory of your life, even from childhood. Then you can segue into something like, Only now do I understand what was really happening. Your current-day voice can always drop in to tie things together. Character Arc As in a novel, how the protagonist (in this case, you) grows is critical to a successful story. Your memoir should make clear the difference between who you are today and who you once were. What you learn along the way becomes your character arc. Point of View It should go without saying that you write a memoir in the first-person. And just as in a novel, the point-of-view character is the one with the problem, the challenge, something heââ¬â¢s after. Tell both your outer (what happens) and your inner (its impact on you) story. Structure In his classic How to Write Bestselling Fiction, novelist Dean Koontz outlines what he calls the Classic Story Structure. Though intended as a framework for a novel, it strikes me that this would be perfect for a memoir too - provided you donââ¬â¢t change true events just to make it work. For fiction, Koontz recommends writers: 1 - Plunge your main character into terrible trouble as soon as possible 2 - Everything he does to try to get out of it makes it only progressively worse untilâ⬠¦ 3 - His situation appears hopeless 4 - But in the end, because of what heââ¬â¢s learned and how heââ¬â¢s grown through all those setbacks, he rises to the challenge and wins the day. You might be able to structure your memoir the same way merely by how you choose to tell the story. As I say, donââ¬â¢t force things, but the closer you can get to that structure, the more engaging your memoir will be. For your purposes, Koontzââ¬â¢s Terrible Trouble would be the nadir of your life. (If nadir is a new word for you, itââ¬â¢s the opposite of zenith.) Take the reader with you to your lowest point, and show what you did to try to remedy things. If your experience happens to fit the rest of the structure, so much the better. Setups and Payoffs Great novels carry a book-length setup that demands a payoff in the end, plus chapter-length setups and payoffs, and sometimes even the same within scenes. The more of these the better. The same is true for your memoir. Virtually anything that makes the reader stay with you to find out what happens is a setup that demands a payoff. Even something as seemingly innocuous as your saying that you hoped high school would deliver you from the torment of junior high makes the reader want to find out if that proved true. Make ââ¬Ëem Wait Avoid using narrative summary to give away too much information too early. Iââ¬â¢ve seen memoir manuscripts where the author tells in the first paragraph how they went from abject poverty to independent wealth in 20 years, ââ¬Å"and I want to tell you how that happened.â⬠To me, that just took the air out of the tension balloon, and many readers would agree and see no reason to read on. Better to set them up for a payoff and let them wait. Not so long that you lose them to frustration, but long enough to build tension. Step 4. Tell Your Story (Without Throwing People Under the Bus) If youââ¬â¢re brave enough to expose your own weaknesses, foibles, embarrassments, and yes, failures to the world, what about those of your friends, enemies, loved ones, teachers, bosses, and co-workers? If you tell the truth, are you allowed to throw them under the bus? In some cases, yes. But should you? No. Even if they gave you permission in writing, whatââ¬â¢s the upside? Usually a person painted in a negative light- even if the story is true- would not sign a release allowing you to expose them publicly. But even if they did, would it be the right, ethical, kind thing to do? All I can tell you is that I wouldnââ¬â¢t do it. And I wouldnââ¬â¢t want it done to me. If the Golden Rule alone isnââ¬â¢t reason enough not to do it, the risk of being sued certainly ought to be. So, What to Do? On the one hand Iââ¬â¢m telling you your memoir is worthless without the grit, and on the other Iââ¬â¢m telling you not to expose the evildoers. Stalemate? No. Hereââ¬â¢s the solution: Changing names to protect the guilty is not enough. Too many people in your family and social orbit will know the person, making your writing legally actionable. So change more than the name. Change the location. Change the year. Change their gender. You could even change the offense. If your own father verbally abused you so painfully when you were thirteen that you still suffer from the memory decades later, attribute it to a teacher and have it happen at an entirely different age. Is that lying in a nonfiction book? Not if you include a disclaimer upfront that stipulates: ââ¬Å"Some names and details have been changed to protect identities.â⬠So, no, donââ¬â¢t throw anyone under the bus. But donââ¬â¢t stop that bus! Common Memoir Mistakes to Avoid Making it too much like an autobiography (missing a theme) Including minutiae Bragging Glossing over the truth Preaching Effecting the wrong tone: funny, sarcastic, condescending How to Start Your Memoir Your goal is to hook your reader, so begin in medias res- in the middle of things. If you start slowly, you lose readers interest. Jump right into the story! Memoir Examples Thoroughly immerse yourself this genre before attempting to write in it. I read nearly 50 memoirs before I wrote mine (Writing for the Soul). Hereââ¬â¢s a list to get you started: All Over But the Shoutinââ¬â¢by Rick Bragg (my favorite book ever) Cultivate by Lara Casey A Moveable Feast by Ernest Hemingway Out of Africa by Karen Blixen Angelaââ¬â¢s Ashes by Frank McCourt Still Woman Enough by Loretta Lynn Born Standing Up by Steve Martin The Year of Magical Thinking by Joan Didion This Boyââ¬â¢s Life by Tobias Wolff Molinaby Benjie Molina and Joan Ryan Want to save this guide to read, save, or print whenever you wish? Click here. Are you working on your memoir or planning to? Do you have any questions on how to write a memoir? Share with me in the comments below.
Monday, October 21, 2019
Regarding the Research Proposal
Regarding the Research Proposal The research proposal focused on the importance of applying technology in workplaces to enhance workerââ¬â¢s productivity. The proposal suggested that the use of internet by the employees have both negative and positive effects. Advertising We will write a custom essay sample on Regarding the Research specifically for you for only $16.05 $11/page Learn More Regarding the positive effects, the proposal suggested that the use of internet for leisure activities such as chatting, blogging and doing personal activities motivates and improves the performance of the employees hence productivity in the workplace. Such an argument is difficult to understand because employees waste their time in leisure activities while the company is expecting high productivity. Since time is a valuable resource that when wasted is forever gone, it is apparent that time wasted by employees in leisure activities translates directly into loss to the company. It is difficult to und erstand how employees can spend some hours in leisure and at the same time increase productivity in their workplaces. Conventionally, employees should dedicate their efforts to working for the company throughout the stipulated time and then have leisure at their own time. Another difficult concept to understand is how the use of technology would enable human resource management to change the mode of management from subjective to objective management that promotes and motivates workers. Subjective management involves constant monitoring of workersââ¬â¢ activities throughout their working time, and technology has made it possible for human resource managers to track the progress of all employees during work. With the use of technology such as internet, human resources managers can have real time access to progress of duties and can assess the performance of the employees even from the comfort of their homes. Advertising Looking for essay on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More Ultimately, the application of technology in work places is more subjective as compared to instances where technology is not applicable because human resources management cannot easily track and assess the performance of employees. In the proposal, it is easy to understand why and how application of technology in various aspects of work in companies increases employeesââ¬â¢ performance and productivity. Many companies are struggling to keep abreast with the advancement in technology because application of technology significantly reduces the cost of labor and production, thus giving their products and services competitive advantage in the market. The objective of companies is to automate all process that lead to the production of goods and services to avoid unnecessary costs due to manual processes of labor. Therefore, the use of technology does not only enhance performance and productivity of emp loyees, but also leads to the reduction of labor cost. Therefore, availability of technology and technological experts in workplaces determine the companyââ¬â¢s capacity to compete effectively in the world of business. Finally, it is easy to understand that internet and web-based technologies are great tools that human resources management can employ in attracting prospective employees and retaining current employees. For the human resources management to access large and diverse pool of employees from various places and backgrounds, internet advertisement and application process prove to be very effective in this era of technological revolution. Advertising We will write a custom essay sample on Regarding the Research specifically for you for only $16.05 $11/page Learn More Internet adverts reach millions of prospective employees and this increases the chance of human resource management to recruit potential candidates that suit the needs of the compan y. Moreover, since human resource management have great task of maintaining current employees, internet is the most convenient means of communication that is essential in monitoring and training of employees. Therefore, internet provides interactive relationship that is critical in motivating employees in the workplaces.
Sunday, October 20, 2019
Reading Comprehension Questions
Reading Comprehension Questions Teachers have a tough job. Not only do they need to teach their core content areas, but they must also help their students master reading comprehension, too! Sometimes, its hard to do it all in context when you need to focus on the skills. Below, please find free reading comprehension worksheets complete with multiple choice questions and some essay questions, too. Each worksheet can be completed online, or you can print the attached pdf file for ease of classroom use.à The worksheets will help your students prepare for a reading comprehension test,à or even the critical reading section of any standardized test like the SAT, PSAT, GRE and more! Bonus? You can have them on hand for easy substitute lesson plans if you have to be out. Thats just a win-win! Nonfiction Reading Comprehension Questions This link will take you to a slew of reading comprehension worksheets based on nonfiction passages. The passage word counts range from 500 to over 2,000, and the content varies from famous speeches to biographies to art. Use the worksheets and accompanying multiple choice questions to test your students mastery of finding the main idea, assessing authors purpose, making inferences, understanding vocabulary in context, and more! Fiction Reading Comprehension Questions Here, find a range of reading comprehension worksheets based on fictional passages. The passage word counts range from the 800s up to 3,000. The settings range from a modern dayà kitchen to 19th centuryà Parisian reform school. And like the nonfiction reading comprehension questions above, these focus on skills like main idea, inferences, vocab in context and more, too. Main Idea Worksheets While the nonfiction and fiction worksheets above offer varied questions, these worksheets focus only on finding the main idea. Here, youll find a worksheet of separate paragraphs followed by either multiple choice questions where students will have to get rid of distractors to find the correct main idea (getting rid of choices too narrow, too broad, partially correct, etc.), or open-ended questions where students will need to compose the main idea whether its stated or implied.à Vocabulary in Context Worksheets Each of the worksheets in this link focuses on a snippet from a story or nonfiction article and is followed by multiple choice questions asking students to determine the meaning of the vocabulary word based on the context. Words range in difficulty, although context is incredibly important in each selection in determining the meaning.à Inference Worksheets The first three worksheets come with pdfs for printing and included both open-ended and multiple choice questions. The last three are meant to be completed online. Students will look at pictures, and based on the photos or cartoons, make an inference backed up by the evidence displayed on the screen. Authors Purpose Worksheets These worksheets offer a variety of paragraphs, followed by an authors purpose question similar to those on standardized tests. For each paragraph, the students will need to select the choice that best represents the authors purpose for writing the passage. This is a very different concept from discovering the main idea or determining the authors tone. à Authors Purpose Worksheet 1à Authors Purpose Worksheet 2à Authors Tone Worksheets This skill set is currently being built up! But currently, you can find one authors tone worksheet with more to come very soon. Authors Tone Worksheet 1
Saturday, October 19, 2019
Obesity in Older Adults Essay Example | Topics and Well Written Essays - 1250 words
Obesity in Older Adults - Essay Example Introduction Obesity can be simply referred to a medical condition caused by excessive accumulation of body fat, which can eventually cause adverse effects on oneââ¬â¢s health. To define, ââ¬Å"obesity is an excess of body fat that frequently results in a significant impairment of health.â⬠(Das, 2010, p.44). Although people use the terms obesity and overweight interchangeably, in fact, obesity and overweight are two distinct physical conditions which have already been clearly defined using scientific standards. Body Mass Index (BMI) is the common tool used to identify whether or not a personââ¬â¢s body fat is excessive. According to BMI standards, an individual is said to be overweight when his BMI lies between the ranges of 25-29.9. The person becomes obese when his BMI goes beyond the range 30. Evidently, obesity has become a major health issue among older adults. According to Villareal et al (as cited in Newman, 2009), the prevalence of obesity in people between the a ge range 50-69 increased by 56% in 2000 whereas in people above the age 70 it increased by 36%, since 1991. Causes of Obesity The relationship between energy consumption and expenditure is the major determinant of the body-fat mass. Medical practitioners opine that obesity occurs when an individual consumes more calories (in the form of food) than what he actually needs. People require calories not only to sustain life, but also to maintain a satisfactory body weight. However, studies point to the fact that energy expenditure in 50-65 year old age group considerably declines and therefore likelihood of obesity increases as one becomes old. It has also been identified that hormonal changes in older adults (65 years of age and older) during aging may result in excessive accumulation of fat. Various changes associated with aging, including resistance to leptin, contribute to older adulthood obesity. As Newman (2009) argues, genetic features, socio-environmental factors, and several oth er elements contribute to obesity. Evidently, heredity is one of the major determinants of obesity. In other words, biological inheritance plays a significant role in fat variations. The researchers like Bouchard established that genotype greatly influences visceral fat. Since an individualââ¬â¢s type of food choices, level of physical activity, and other lifestyle behaviors are influenced by his surrounding environment, socio-environmental factors greatly affect his body fat levels. To illustrate, increasing ââ¬Å"eating outâ⬠food trends in Western countries directly lead to the consumption of excess fat content food and thereby obesity. While analyzing the global obesity data, it is obvious that obesity is more prevalent in Western countries, and especially in the United States. Several other factors including lack of sleep and continuous use of drugs also cause obesity. Some recent studies claim that issues such as joint pain and decreased mobility are also potential co ntributory factors to obesity as they cause decreased activity and thereby a proportionate decline in energy expenditure in older adults. Symptoms of Obesity As discussed earlier, a BMI of over 30 is the primary symptom of obesity. Large body frame is another notable symptom of obesity in older adults. Adults with obesity would face difficulties in doing their daily activities. In addition, breathlessness is another noticeable symptom
Sustainable design Essay Example | Topics and Well Written Essays - 750 words
Sustainable design - Essay Example Sustainability involves all spheres of life and none of the spheres could be ignored as these spheres are interrelated. Sustainability involves development of an ecologically aware, socially just and economically responsible society (Web: "What is Sustainability & Why Is It so Important"). Sustainability as defined by World Commission on Environment and Development (1987) is, "forms of progress that meet the needs of the present without compromising the ability of future generations to meet their needs" (Web: "Definition For Sustainability"). Sustainability is imperative in order to assure that a constant supply of water, material and resources will be available to prevent health and well being of the living beings and on the other hand to protect the environment from hazards (Web: "Sustainability"). E.g. A continuous water wastage may lead to water scarcity for future generations. However, it is destined to desalinate saltwater, with sustainable use of water one can postpone the fat ed time. 2. How is sustainability a new way of thinking? How is it related to ecology and systems thinking? Sustainability enables one to think in a novel way. It enables one to understand the balance between society and natural resources as natural resources play vital role for the existence of life on the planet. However, the natural capital stock and services of ecological systems contribute for the welfare of human beings (directly or indirectly) and represent the economy of earth. Estimations reveal that economic value for the whole biosphere approximates to US$ 16-54 trillion per annum. It is essential to understand the estimates to make the services of ecosystems apparent, to highlight the magnitude of global ecosystem services, to understand the areas seeking urgent attention, motivate research and debate. It could be concluded that problems and uncertainties are attributed to the representation of minimum values. Ecosystem involves habitat and biological systems. Living bei ngs derive food (goods) from the ecosystem while services in the form of waste assimilation, together they are referred as ecosystem services. E.g. natural resources provide job prospects to many while living forms fulfill some part of the nature's requirement (Costanza et al., 1997). 3. How can designers integrate principles of sustainability into their designs and promote the sustainability movement? Why are the social and cultural aspects of sustainability so important? A growing concern is observed regarding appreciation of nature among the policy makers and decision maker in private companies to transform an unsustainable system to a sustainable system by involving the fundamental that economic growth is not solely a social event but it is also an environmental episode. Thereby, igniting a feeling to focus on green economy to make certain a sustainable as well as desirable future. Therefore social and cultural aspects of sustainability is imperative in order to promote social e quality, eradication of poverty and to secure future of the coming generations in terms of natural resources. Such focus is further harmonized by means of biodiversity as well as ecosystem services, since resilient ecosystem is essential for long-term socio-economic development (Web: "Nature And Its Role In The Transition To A Green Economy"). Principles of Sustainable Design and Pollution Prevention (Kim, 1998) Economy of Resources- Strategies include conservation of energy, water and
Friday, October 18, 2019
Role of marketing in helping charities Essay Example | Topics and Well Written Essays - 2500 words
Role of marketing in helping charities - Essay Example The focuses in this paper are on charitable organizations which, just like any other organization, need to be marketed to succeed in their operation. The urge to show ability to spend and compete favourably in the larger market contributes highly for the reasons for marketing. Owing to the ever dynamic marketing techniques and messages, the ancient techniques and approaches of the charitable organization have proved to be irrelevant for the success of these organizations. Similarly, as a result of the ever increasing numbers of channels that conducts marketing for various organizations, consumers have had the opportunity to acquire more information on different organizations. This has also resulted into people being selective on their taste and choice. The internet has been of great importance when it comes to enlightening them on the best choice to go for at any given time. This is because they have been able to get access to prices, quality, benefits and value cutting across a wide range of goods and services. For instance, various sites have contributed greatly in exposing various charitable organizations, and help them acquire supports inform of donations and contributions. In addition, many charity organizations have created websites in order to make such efforts effective and the need to indulge people in true dialogue rather than just simply broadcasting messages to them. One of the obligations for the success of this technique is the use of softer skills and collaborations; this must be accompanied by open sharing of information, honest discussion of views and goals amongst others. (Wymer, Knowles & Gomes, 2006). . Understanding and getting appropriate answers is very crucial for charities just as commercial brands, this becomes useful when communicating with supporters and reaching out to supporters who need their services and support. Unlike commercial brands that tend to be faster in investing in new routes to market, charities are more reticent in t hat, the resources allocated to them is always insufficient, and this has always called for wise spending of the allocated donations (Wymer, Knowles & Gomes, 2006). According to Wymer, Knowles & Gomes (2006), for many years, media option such as mail, press and television have been of considerable help when it comes to fundraising, marketing and even communication. Despite the fact that their returns have always taken a downward trend in the recent past, ignoring these techniques proves difficult as their success or failure depends on the charity organization at stake. It will therefore, be significant to identify where people, who need help have interest as far as the charity services is concerned. It is always significant to engage or concentrate more on people and goals and not technologies or techniques used in marketing these organizations. This would mean that there is no need of setting up ones presence in a social network that brings no benefit to any of these charity organi zations. This can be determined by checking whether the charity is capable of attaining any of its set goals or objectives and if not then there is no need of being in such network. For cases where resources are limited, it is advisable to be in only those networks or channels that best meet the set goals or objectives (Wymer, Knowles & Gomes, 2006). It has always been thought that charities organizations donââ¬â¢t need go online in terms of marketing simply because they donââ¬â¢t deal with physical products. However, the validity of this observation is doubtable since they can use online marketing for their brand awareness and cause(s), get more donors and raise more fund which will enable them achieve their set objective and goals. Online marketing takes the form of online fundraising, charity auctions, acquisition of members and retention, lead generation and advocacy amongst others (Wymer, Knowles &
What is statutory construction Essay Example | Topics and Well Written Essays - 1250 words
What is statutory construction - Essay Example The Right Honourable Kenneth Clarke QC MP, Lord Chancellor and Secretary of State for Justice made this declaration during his speech at the Dinner for the Judges at the Mansion House. His words sum up the courtsââ¬â¢ sentiments when it comes to the issue of statutory interpretation. Apparently, among the powers bestowed by the constitution of the United Kingdom unto the judicial branch, the power to interpret laws is the most difficult which the courts exercise with utmost care and caution. Indeed, when an ambiguous Act of Parliament is brought before the court for interpretation, the court is caught between the crossfire of two opposing parties, each wanting for the law to be interpreted in such a way that would favor their interests. However, unlike regular legal battles where the courtââ¬â¢s powers are limited to the application of the laws, in the case of statutory construction, the courts are toeing the line between judicial and legislative powers. There are no clear laws to be applied. The courts first need to ascertain what the law is and then apply it to a case before it. The courts need to fathom the spirit and purpose of the law as the Parliament has intended it to be without asking the legislators what the law means. Rather, the courts rely on established principles in trying to determine the intent of the legislators. In the exercise of its interpretive powers, the courts are governed by established principles of statutory interpretation ... Medical terms must be given and understood within the context of medicine and economic terms must be understood in the same way that economists understand it. The second principle is the pro bono publico. Under this rule, the courts always interpret the law in such a way that it would serve the public good. The courts weigh which of the possible interpretations of a given legislation shall best serve the public good and those that fail this criterion are dismissed. Here, the system of check and balance is at work. When the Parliament passes an ambiguous legislation, the courts ensure that the Acts of Parliament are applied and enforced for the greater and public good. The third principle is called in pari materia. This principle literally translates as ââ¬Å"on the like matterâ⬠. This rule is basically used when the purpose of the legislation being construed is ambiguous. Pursuant to this rule, the courts are entitled to seek reference to earlier legislations that deal with sim ilar matters in order to unveil the true nature and purpose of the later Act of Parliament. Another important principle in statutory construction is the mischief rule. This rule is commonly applied to legislations that amend or revise prior Acts of Parliament that have been found to have some defects or mischief. Under this rule, when the curative legislation is written in such a way that its purpose is rendered ambiguous, the courts interpret it as having the intention of curing or removing the defect in the prior legislation. No other interpretation shall be given except that it is intended to cure the defect or mischief of the law stated in its purpose in the first place. The next principle in statutory construction is the literal rule basically mandates the courts to use the literal
Thursday, October 17, 2019
Early Greek,Roman,and Christian Historiography Essay
Early Greek,Roman,and Christian Historiography - Essay Example To this extent, it is important to note that the writing of pre-modern history, often known as historiography, involved early historiographers writing about various civilizations that existed at their lifetime and even beyond (Bispham, Harrison, & Sparkes, 2006). In this regard, it is worthy to note that some of the major civilizations that the historiographers documented included the early Greek, Roman, and Christian civilizations. Due to the diversity of these civilizations, many historiographers adopted different approaches in pursuing the history of such civilizations (Mehl, 2005). This paper therefore, compares and contrasts the various approaches to the historical inquiry pursued by Greek, Roman, and Christian historians. Essentially, the early Christian Historiography incorporated a number of approaches that were unique to the civilization, as the historiographers at the time (Osborne, 2004). Perhaps it is important to commence by noting that all the Christian Historical materials must bear apocalyptic, universal necessity, and periodical significance, according to the Christian principles (Bispham, Harrison, & Sparkes, 2006).. Certainly, Christian historiographers take the approach of universal necessity in the sense that they attempt to describe the history of the world from the creation of man to the latest events in the Christian history (Marincola, 2010). This means that Christian historiography only goes to the universal extent of seeking the origin of the races and distribution patterns of such races. On the contrary, the Greco-Roman historiographers take a slightly different approach in the sense that it is more particular in describing the history of civilizations (Mehl, 2005). Instead of d escribing how civilizations and powers rose and fell, the Greco-Roman historiographers describe Greece and Rome as the nerve centres of all historical revolution. On the other hand, the Christian
Global Economic Environment and Marketing Essay - 2
Global Economic Environment and Marketing - Essay Example The changes that have taken place in the world economy have led to the replacement of the traditional trade methods by capital movements. It can be observed that the global economy has given the local economies only a subordinate role in the market operations (Kotler et al., 2012). Economic systems have changed from what was traditionally known to new systems, which have taken into consideration the areas that are affected by globalization. The areas considered in modern economic systems include governance in various countries operating in the global market, capital and trade flows, hierarchy of command in terms of transport and communication, services funded through taxes and many others (Masterton &Pickton, 2004).The field of marketing in the global economy has experienced dynamic changes as well. Therefore, companies operating in the global economy should put into consideration these aspects and employ changes that fit the requirement of marketing in the modem global economy. The report will focus on McDonald, which is a multinational corporation operating in the fast food industry and supplying millions of customers across the world. (Solomon, 2009). The Macdonald Company has established its branches in almost all countries of the world. In this regard, the company experiences varied economic challenges and opportunities in different countries. With the current world economic state, the developing countries are struggling to better their economic status (Drummond et al., 2003).. In this case, the McDonald company experiences reduced economic gains in the developing countries compared to the developed nations. Another challenge that faces MacDonald Company in the global economy is the stiff competition in the developed economies. In this regard, it can be witnessed that operating in the international markets requires outstanding skills and knowledge since it involves dealing with high-level risk. Essentially, operating in a
Wednesday, October 16, 2019
Early Greek,Roman,and Christian Historiography Essay
Early Greek,Roman,and Christian Historiography - Essay Example To this extent, it is important to note that the writing of pre-modern history, often known as historiography, involved early historiographers writing about various civilizations that existed at their lifetime and even beyond (Bispham, Harrison, & Sparkes, 2006). In this regard, it is worthy to note that some of the major civilizations that the historiographers documented included the early Greek, Roman, and Christian civilizations. Due to the diversity of these civilizations, many historiographers adopted different approaches in pursuing the history of such civilizations (Mehl, 2005). This paper therefore, compares and contrasts the various approaches to the historical inquiry pursued by Greek, Roman, and Christian historians. Essentially, the early Christian Historiography incorporated a number of approaches that were unique to the civilization, as the historiographers at the time (Osborne, 2004). Perhaps it is important to commence by noting that all the Christian Historical materials must bear apocalyptic, universal necessity, and periodical significance, according to the Christian principles (Bispham, Harrison, & Sparkes, 2006).. Certainly, Christian historiographers take the approach of universal necessity in the sense that they attempt to describe the history of the world from the creation of man to the latest events in the Christian history (Marincola, 2010). This means that Christian historiography only goes to the universal extent of seeking the origin of the races and distribution patterns of such races. On the contrary, the Greco-Roman historiographers take a slightly different approach in the sense that it is more particular in describing the history of civilizations (Mehl, 2005). Instead of d escribing how civilizations and powers rose and fell, the Greco-Roman historiographers describe Greece and Rome as the nerve centres of all historical revolution. On the other hand, the Christian
Tuesday, October 15, 2019
What is a Clausewitzian definition of war Essay
What is a Clausewitzian definition of war - Essay Example To some, it is an act of glory while for others the same activity appears as a gory to them. Carl Philipp von Clausewitz was a soldier from Prussia. He is acknowledged as a great military historian and military theorist. He is mostly famous for his military treatise known by the name of Vom Kriege translated into English as ââ¬ËOn Warââ¬â¢. His theories documented in this book make him the author of one of the most celebrated contemporary theories upon war. Although Clausewitz participated in many wars, yet he always retained his interest in examining military theories and war tactics. Clausewitzian definition of war encapsulated in his famous ââ¬ËOn Warââ¬â¢ is a systematic, careful and philosophical examination of war in all its perspectives of both the way he saw it and he was being taught. On War is considered as the westââ¬â¢s premier document throwing light on the philosophy of the war. His contentions regarding war and the art of ware fare was so detailed and carefully sorted out that he could only finish a part of the treaty at the time of his death. Clausewitz revised the document in the year 1827 and just before his death he added some more thoughts into the portion dealing with counter - insurgency and different forms of war apart from the War Between the States. Clausewitz and Tolstoy both were much influenced by the events of the Napoleonic era. Clausewitz rendered a long intricate definition of war based on his first hand observation and experience that he gathered during the French revolution and Napoleonic era .The definition of war given by Clausewitz does not only throws light on the considerable historical research into the war,. It also reshaped the Clausewitzââ¬â¢s strong interest in art, science and education. Clausewitz defined war as ââ¬Å"nothing but a duel in an extensive scale. If we would conceive as a unit the countless number of duels which make up a war, we shall do so best by supposing to ourselves two wrestlers. Each strives by
Monday, October 14, 2019
A View from the Bridge Essay Example for Free
A View from the Bridge Essay Eddie Carbone, the protagonist of the play, is in many ways a tragic hero and like all tragic heroes has a fatal flaw. Eddieââ¬â¢s harmatia is his incestuous feelings for Catherine. Arthur Miller has used the character of Eddie as an everyman perhaps to show that any person can make mistakes with ones feelings. Through the character of Eddie we witness the downfall of a decent man who loses control of his actions.à In the early stages of the play, we see Eddie over protective of Catherine but possibly in a paternal way when he says ââ¬ËI donââ¬â¢t like the looks theyââ¬â¢re giving youheads are turning like windmillsââ¬â¢ although it is quite normal for a father to protect his daughter Eddieââ¬â¢s problem is really with how the men are looking at Catherine rather than her well beings. The reader is also made aware that Eddie has made a lot of sacrifices for Catherine ââ¬ËI took out my own mouth to give it to herââ¬â¢ clearly when it comes to his family Eddie puts other people before himself this is also evident as he allows Marco and Rodolfo, people he has never met before, to stay illegally at his home. Later in the play there are clues about his true feelings for example when Catherine lights Eddieââ¬â¢s cigar she does it eagerly saying ââ¬Ëhere! Iââ¬â¢ll light it for youââ¬â¢ the cigar is a phallic image and hints Eddieââ¬â¢s subconscious desire for Catherine as it gives him unusual pleasure. Eddie is unaware of his attraction to Catherine so his feelings are manifested in hatred towards Marco and Rodolfo. Eddieââ¬â¢s dislike for Rodolfo is displayed almost immediately after they arrive as ââ¬Ëhe is coming more and more addressed to Marco onlyââ¬â¢ this suggests that Eddie has no intentions of getting to know Rodolfo as he feels threatened by him. Miller builds up the aggressive nature of Eddieââ¬â¢s behaviour and also how quickly he establishes how volatile he can be. In the middle of Rodolfoââ¬â¢s song the playwright shows us how unsettled Eddie is when the stage directions indicate that ââ¬ËEddie rises and moves upstageââ¬â¢. When he interrupts Rodolfo he is very sharp. At no point does he use his name but instead calls him ââ¬Ëkidââ¬â¢. Superficially it seems he is preventing him from singing for his own safety but already the reader is aware that there is something more bubbling under the surface, especially when Miller tells us that Eddieââ¬â¢s face is ââ¬Ëpuffed with troubleââ¬â¢. The shocking actions of Eddie when he kisses both Catherine and Rodolfo shows further evidence of their love for one another as Catherine screams ââ¬ËEddie! Let go, ya hear me! Iââ¬â¢ll kill you! Leggo of himââ¬â¢ here we can see that the love between Catherine and Rodolfo is much stronger than that of Eddie and Beatrice, and how it is taking over from Catherineââ¬â¢s affection for Eddie. At the beginning of ââ¬ËA View from the Bridgeââ¬â¢ Eddie and Beatrice are presented as having a loving and close relationship. It is when in Act 4 Eddie is waiting for outside his apartment for Catherine and Rodolfo to arrive home that Beatrice is blunt with him and says ââ¬Ëwhen am I gonna be a wife again, Eddieââ¬â¢ it shows us she doesnt feel like his wife because he is distracted by Catherine, it also suggests they dont sleep together as husband and wife. Beatrice is a good woman and a good wife. She tries to warn Eddie against his feelings for Catherine but it shows us that he cant do anything about them so therefore is basically doomed. At the end, there is reconciliation between Eddie and B when they come together and share their love with Eddies dying words ââ¬ËThen why ââ¬â Oh, B!ââ¬â¢ this is Eddies eventual realisation of his love for B. Eddieââ¬â¢s betrayal not only comes a shock to the audience but is incredibly ironic as in his previous dialogue Eddie retold the story of Vinny Bolzano and said to Catherine ââ¬Ë you think Iââ¬â¢m blowing steam hereââ¬â¢ this shows that Eddie thinks its unimaginable for someone to betray their own family. He gives his opinion and says ââ¬ËHim? Youââ¬â¢ll never see him no more a guy do a thing like that? Howââ¬â¢s he gonna show his face? Here Eddie is disgusted even by the consideration of telling on a fellow Italian. It also shows that he feels strongly about the ââ¬ËItalian lawââ¬â¢ which makes it more surprising when he goes against it as it suggests that his incestuous feelings for Catherine turned him into a complete different person. Miller presents Eddie as a respectable image in the community, a husband and a guardian. Eddie feeling as a jealous lover leads him into conflict with his community. He placed his desires above family responsibilities. His respect and honour meant everything for him , but he was blinded by his love for Catherine, so everything else was forgotten. Eddie dies for, not that of the community values but for his own pride.
Sunday, October 13, 2019
The Monkeys Paw, WW Jacobs
The Monkeys Paw, WW Jacobs William Wymark Jacobs, a British humorist best known for The Monkeys Paw, was born on September 8, 1863 in London, England. His father, William Gage Jacobs (www.nndb.com), managed a South Devon wharf, and Jacobs and his brothers spent much time there. After attending Birkbeck College, Jacobs became a clerk in civil service in 1879, a job that he hated (www.enotes.com). From 1883 to 1899 he worked in the savings bank department. A regular income was a welcomed change from his childhood of financial hardship. (www.online-literature.com) He started submitting sketches to Blackfriars in 1885. Many Cargoes was the W.W. Jacobs first collection of short stories in 1896. In 1897, The Skippers Wooing was written and in 1898 Jacobs wrote another collection of stories, Sea Urchins. By 1899 Jacobs was confident enough to resign from the civil service to devote his full time to writing. (www.online-literatre.com) After quitting work he said: It was not until I had been writing for some years for amusement and a little extra pocket-money that I bagan to write of the watersideà ¢Ã¢â ¬Ã ¦ Then the coastwise trips that I had taken in my youth came back to me with all the illusion of the past. Barges, schooners, little steamships and the dingy old wharf at Wapping on which I had lived for four years, took on a new appearance. They came as old friends and helped to push a lazy pen (x The Monkeys Paw and Other Tales of Mystery and of the Macabre) In 1900, Jacobs married Agnes Elanor. They had two sons and three daughters. Jacobs wrote a novel in 1902, At Sunwich Port, and another in 1904, Dialstone Lane. They are said to among his best, displaying exceptional talent to ingeniously devise characters and satirical situations. (www.online-literature.com) In 1902 he wrote a collection of stories that were put together to form The Lady of the Barge. In 1914, W.W. Jacobs wrote his last collection of short stories called Night Watches. In 1931 he published Snug Harbor, a collection of theatrical plays. Even with all his humor writings, W.W Jacobs is still best known for his horror story, The Monkeys Paw. When it came to humor, Jacobs was the best in the late 1800s and early 1900s. Other books by him include A Circular Tour, A Distant Relative, A Tigers Skin, Her Uncle, A Love-Knot, Watch-Dogs, and Breaking a Spell. (www.americanliterature.com) W.W. Jacbos died in Islington, London on September 1, 1943, in a London nursing home. (xii The Monkeys Paw and Other Tales of Mystery and the Macabre) 2. Overview and Summary of The Monkeys Paw The Monkeys Paw was written by W.W. Jacobs in 1902 and was published in his collection of short stories called The Lady of the Barge. The Monkeys Paw is a short horror story, which is unlike his other humor stories written previously. The Monkeys Paw is about a small family of three, the White family that receives a monkeys paw from a family friend, Sergeant-Major Morris, a war-torn man who had just gotten back from India. The Sergeant-Major Morris tells the Whites that it has the ability to grant three men three wishes each. The friend throws the paw into the fire but the Mr. White takes it out and asks if he can have it. After trying to persuade him not to keep it, the Sergeant eventually agrees and says Mr. White can keep it. After a few minutes of thinking of what to wish for, the Mr. White wishes for two hundred pounds. Nothing happens right away except the monkeys paw shakes a bit. After this they dont believe that the Sergeant was telling the truth. The next day some stranger arrives with bad news. He is from Maw and Meggins, the place that the son, Herbert, works at. They tell the Whites that Herbert has died while working at the factory. The guy says hes very sorry and that to compensate for the death they get a small sum of money equal to two hundred pounds, the amount they had wished for earlier. The family is in shock for a weak and dont know what to do. After a week of crying, mourning, and not getting out of bed, Mrs. White tells the father to wish the son back to life. The father does so and a few minutes later there is a knock at the door. The father realizes instantly the state that Herbert would be in since he was caught in the machinery and buried underground for a week. Mrs. White did not think about this when she rushed to the door and she yelled at Mr. White when she tried to get to the door. Mrs. White escapes from her husbands grasp and she rushes for the door. She gets to the door as the son reaches the gate. The gate squeaks open and Mrs. White tries to open the door, but she cannot as the door is locked. She fumbles with the lock and gets it open, but the door is jammed. Meanwhile Mr. White is wishing with the monkeys paw that instead of alive, his son would be at peace. It is at this point where Mrs. White opens the door and finds it empty at the opposite end. The streetlight across the street flickers as a cold rush of wind blows through the house. Such a mysterious ending leaves the reader hanging. (www.helium.com) This short story has been rewritten as a play and other short stories. While The Monkeys Paw was completely different from his great humor stories, it is still the most known of W.W. Jacobs stories and continues to be performed in small theaters throughout the country. 3.1 Infulences The Monkeys Paw is different than most of W.W. Jacobs other short stories and plays because it is a horror story rather than his humorous stories about a wharf and sailors. It is difficult to figure out what influenced him because it is so different from other stories of his and nothing seemed to trigger the change in story genres. Maybe he was just bored with humor, or maybe he somehow thought it was still humor, but no one seems to know why he changed. In other stories his influences were mostly his father and the Wharf. Since he was always around the wharf, he eventually wrote fiction humor stories about sailors and the ocean. Growing up in a poor also influenced how he wrote, letting him give more life to the characters in his stories. This [The Monkeys Paw] tale, it has been said, of superstition and terror unfolding within a realistic setting of domestic warmth and coziness, is an example of Jacobs ability to combine everyday life and gentle humor with exotic adventure and dread.' (xi The Monkeys Paw and Other Tales of Mystery and the Macabre) The Monkeys Paw may be different from his other short stories, but it seems after W.W. Jacobs wrote it, he started writing more like it. His inspiration for writing it is still unknown to many people, but it is still a highly recognized short story. 3.2. Main Themes One of the themes in The Monkeys Paw is being careful of what you wish for. This is evident when the first wish was made, while it was made with some thought, the Whites did not think about the possible consequences. The consequence of wishing for a couple hundred pounds was beyond what they could imagine. They did not think that their son could die because of such a small amount of money. When they were making their second wish they did not think about it at all and they made the wish in too quickly and with a lot of emotion. By bringing their son back to life they brought a zombie-like person who was deformed beyond repair. à ¢Ã¢â ¬Ã ¦Making one seemingly harmless wish only intensifies and magnifies desire as each subsequent wish becomes more and more outlandish (www.sparknotes.com). The message that this theme says is that you must think about what you wish for and the consequences before you make a wish. Another theme in The Monkeys Paw is dont be curious. Since Mr. White was curious about the monkeys paw, the Sergeant gave him the paw. If he hadnt been curious about the paw, nothing would have happened. The message that is displayed with this theme is that being curious can get you into trouble and harm you. The last theme in The Monkeys Paw is that greed and selfishness can destroy your life. Since the Whites were greedy, they wished for the money and only thought of themselves when they made their first two wishes. These two wishes did not turn out well because of their intentions. The third wish was made selflessly and had a better outcome than that of the other two. 3.3. Stylistic Devices Jacobs uses foreshadowing à ¢Ã¢â ¬Ã ¦in this story [The Monkeys Paw] to explore the consequences of tempting fate (www.enotes.com). W.W. Jacobs successfully adds depth and even excitement to his story by injecting suspense and mystery at almost every turn. (www.helium.com) An example of the use of foreshadowing in this story is when the Sergeant warns the Whites about the monkeys paw and warns them not to use it. This example foreshadows a future event where, if it is used, the monkeys paw will cause a problem. Another example is when the weather suddenly changes when the body of the son comes back to life and is coming home. This example warns that something is wrong. The solemn expression on the strangers face when he tells Mr. and Mrs. White about the death of their son foreshadows that he brings bad news. One of the most suspenseful moments in the story is when the corpse of Herbert is knocking at the door and Mrs. White cannot open it. By letting the readers think that he is a corpse, it makes them want to know if she can get it open or not before Mr. White can wish Herbert to be at peace. A time of mystery is when the Sergeant brings the monkeys paw and doesnt describe the evil it brings in detail. By doing this the Sergeant leaves the readers wondering what will happen if the Whites use the monkeys paw. Throughout the story these stylistic devices are evident and make the story more interesting. 3.4 Characters In this short story you dont get to know the characters well because of the short period of time it takes place in and the dryness of the characters and the lack of characterization. (www.helium.com) The main Characters of the story are the Whites. The Whites seem to be an everyday family that seems to get along well. They spend a lot of time together and It seems like the only one who has a job is Herbert White, who works at Maw and Meggins. What he does there is unknown, other than the fact that there is machinery. He is the only member of the family who works, so readers can assume that he supports his parents in their old age. (www.SparkNotes.com) He does not believe the power of the monkeys paw at all, and treats it like a joke. Mrs. White seems to be a caring mother who loves her son, and cant stand to be without him. She is far less credulous than her husband. (www.SparkNotes.com) Mr. White sees the wrong in his greediness at the beginning of the story and later tries to make up for it by wish[ing] the unwanted visitor away with his third wish may reflect his desire to not only save his and Mrs. Whites lives, but also redeem himself for his sins. (www.SparkNotes.com) Sergeant-Major Morris has spent twenty years in India before he visited the Whites. He is an old family friend of the Whites. He uses trickery to get the Whites to take the monkeys paw. From that I consider him to be intelligent, but not worrying about the Whites much anymore. 4. Test 1. What does the W.W. in W.W. Jacobs name stand for? a. Warf Wallower b. Williams Washington c. William Wymark d. Willie Walt 2. When was W.W. Jacobs birthday? a. September 8 b. July 4 c. September 14 d. October 5 3. What short story is W.W. Jacobs best known for? a. The Well b. Many Cargoes c. The Monkeys Paw d. The Sailors Wooing 4. In what city did W.W. Jacobs live and die in? a. Boston b. Paris c London d Moscow 5. What was W.W. Jacobs best known for in his time? a. Horror b. Romance c Comedy d Science Fiction 6. Who is/are the main characters of The Monkeys Paw? a. The Whites b. The Stranger c. The Monkeys paw d. Sergeant 7. Who died in The Monkeys Paw? a. Mr. White b. The Stranger c. Herbert d. Sergeant 8. What was W.W. Jacobs first job? a. Writer b. Civil Service Clerk c. Banks Savings d Servent 9. What was W.W. Jacobs second job? a. Writer b. Civil Service Clerk c. Banks Savings d Servent 10. What did W.W. Jacobs grow up by? a. Wharf b. Factory c. Warehouse d. Leaning Tower of Piza 11. What character seems to be the only one who works? a. Herbert b. Mr. White c. Mrs. White 12. When did Jacobs die? a. July 12, 1901 b. September 1, 1943 c August 18, 1970 13. What year was The Monkeys Paw written in a. 1999 b. 1920 c. 1900 d. 1902 14. What was collection of stories was The Monkeys Paw first published in? a. The Lady of the Barge b. Tales of Macabre c. The Collections of W.W. Jacobs 15. What was Jacobs main influence for most of his stories? a. The Warf b. His education c. His dad d. Money 16. Who took the monkeys paw as a joke in the story? a. Sergeant b. Mr. White c. Herbert d. Mrs. White 17. Where had Sergeant-Major Morris just get back from a. Africa b. Russia c. Afghanistan d. India 18. When did the Whites receive their 200 pounds? a. right after they wished for it b never c the next day 19. In what year did Jacobs first collection of stories released? a. 1902 b. 1889 c. 1896 d. 1943 20. How do the Whites know the Sergeant? a. Relative b. Old friend c. War d. They didnt 21 In 1900, Jacobs married ___________________ 2223 Jacobs had __ sons and ____ daughters 24 ___________________________ has spent twenty years in India 25 Herbert works at ___________________________________- 26 After wishing Herbert was alive, Mr. White wishes Herbert was _________________ 27 _____________ says they should wish for Herbert to be alive again. 2830 At the end of The Monkeys Paw ______________ rushes through the house and ____________________________ flickers. 30 _______________ supports his/her parents in their old age 31 The Monkeys Paw is a ________________ short story 32 Name one of the themes and describe what it means. 5. Test Answer Key 1 c 2 a 3 c 4 c 5 c 6 a 7 c 8 b 9 c 10 a 11 a 12 b 13 d 14 a 15 a 16 c 17 d 18 c 19 c 20 b 21 Agnes Elanor 22 Two 23 Three 24 Sergeant-Major Morris 25 Maw and Meggins 26 At Peace 27 Mrs. White 28 a cold wind 29 the streetlight across the street 30 Herbert 31 Macabre or Horror 32. Be Careful What You Wish For, Curiosity Kills, or Greed and Selfishness Can Destroy
Saturday, October 12, 2019
Tokugawa Government Essay -- Government, Tokugawa Politics
Tokugawa government had belonged to the Shoguns and was successful in forming and keeping an affordable system that had lasted two and a half centuries (Pg.3). Tokugawa governmentââ¬â¢s goal was to maintain ââ¬Å"under the centralized power in the context of a feudal system, in which the various lords (daimyo) could retain their autonomy (Pg.3).â⬠Tokugawa Shogun had his castle in Edo and he had also established the Shogun government in Edo and it is now presently known as Tokyo. The Edo government of the Tokugawa was known as bakfu (Pg.3). The Tokugawa policy relied on maintaining the status quo and their power. The status quo was based on Confucianââ¬â¢s principles which were made accordance to the need of a feudal Japanese society and sanctions by the Tokugawa rulers (Pg.4). In this paper, it will discuss Tokugawa bakfu policies which had given a rise to the culture of floating world through the various roles of samurai warriors, the merchants and the courtesans. The Tokugawa bakfu had a control system called ââ¬Å"alternate attendanceâ⬠that expected the Daimyo to reside in Edo and at their domains (Pg.241). Edo was mostly consisted of the male population (Pg.245). The Daimyo had to leave their wives and children in Edo as hostages (Pg.241). Tokugawa society was divided into four categories: the samurai warriors, the peasants, the artisans and the merchants. The samurai warriors were the masters of agriculturalists, artisans and merchants and they were not allowed to be rude or disrespectful towards the samurai (Pg.5). The official merchants were in charge of supplying goods to Samuraiââ¬â¢s in which made Edo a consumer capital (Pg.241). The power of merchants had formed most of the wealth for their feudal lords. The Tokugawa merchant officials ... ...world through the different roles played by the samurai warriors, the merchants and the courtesans. The Samurai warriors had the power of mastering and ruling over the merchants. The merchants were in the duty of supplying goods to the Samuraiââ¬â¢s and most of the wealth was produced by the merchants (Pg.241). The merchants were given leisure time and through this time they were able to meet wealthy customers in order to keep Edo a consumer capital. The leisure time was spent in the gay quarters located in Edo and men were entertained by famous actors and courtesans. The courtesans and the actors had created a fantasy world which was filled with colour, beauty and creative spirit that had led to expand culture of the floating world (Pg.9). Overall, it can be said that the practices and decorum of Tokugawa bakfu had allowed to create the culture of the floating world.
Friday, October 11, 2019
Midnight In The Garden Of Good And Evil Archetypal Project
Midnight in the garden of good and evil archetypal project. Summary 1, November 10, Pages 1-25: Midnight in the Garden of Good and Evil starts with the main character, John Berendt as the Narrator. He first introduces the book by speaking of a man by the name of Jim Williams, the home owner of the Mercer house in Savannah Georgia. This intelligent yet cocky man is an antique dealer and is quite rich, owning many houses and valuable antiques. He spends most of his time restoring antiques and ââ¬Å"living like an aristocrat, but not actually being one. His assistant, Danny Hansford is very rowdy, he intrudes on Berendt's interview of Williams by storming into Mercer house cursing a certain ââ¬Å"Bonnieâ⬠and insists that he get ââ¬Å"jacked upâ⬠on drugs. Summary2, November 11, Pages 25-50: In the second chapter of Midnight in the Garden of Good and Evil, we are introduced to yet another character by the name of Mary Harty, and elderly woman who has lived in Savannah for m ost of her life. Miss Harty is the mentor archetype, she drags Berendt all through Savannah, giving him information that only locals could tell you.Once the tour was finished, Berendt decided he would like to stay longer in the grand town of Savannah, and booked a room in the second floor of a carriage house. From here we meet the temptress Mandy Nichols and the trickster Joe Odom. Joe is the permanent host of an everlasting party, he steals electricity from the next door neighbors and swindles people out of their money, yet everyone loves him to death. Mandy is his fourth wife in waiting, sheââ¬â¢s won several pageants and is quite beautiful. Summary 3, November 12, Pages 50-75:Into the 4th chapter of the novel, Berendt takes us to a junk shop to shop for necessities for his new living space in Savannah. He describes a Buddha-like owner and an ââ¬Å"expressionless man in his mid-thirties, with mousy brown hair and one eye made up in purple eye shadow. â⬠The man with one e ye made-up is referred to as Jack-the-one-eyed-Jill, according to his boss. Afterwards, Berendt comes across a strange man who has the same morning routine as himself, and orders the same meal every single day; this man isLuther Driggers the inventor. This man is the outsider archetype, no one particularly enjoys his company, and rumors spread that he has a poison stronger than arsenic, and plans to one day dump it into Savannahââ¬â¢s water supply. Summary 4, November 13, pages 75-100 Berendt;s journey is beginning to unfold and the ââ¬Å"small worldâ⬠philosophy is starting to show, everybody seems to be connected to everybody in Savannah now that Berendt is getting to know more and more locals.In Joe Odom's house he meets Emma Kelly a pianist who hardly ever sleeps, music is her entire life. Joe describes the aspects of Emma's life to Berendt and he is throughly pleased to listen. Later on, Berendt is driving home and spots a woman staring him down, her name is Chablis, s he is a drag queen. Chablis is a temptress, Berendt describes her as ââ¬Å"having no masculine featuresâ⬠at all and being quite beautiful and feminine. Summary 5, November 14, pages 100-125
Thursday, October 10, 2019
Remembering My Childhood Essay
ââ¬Å"I want to be just like youâ⬠Growing up, Sedaris had a good life. He had a loving family that supported him and made sure he was well taking care of. Sedarisââ¬â¢ friend, Hugh had a very difficult lifestyle. When Hugh was growing up as a child, he saw things that children should not be forced to witness. Hughââ¬â¢s class took a field trip to a slaughterhouse one day, where they were treated to a pigââ¬â¢s execution. ââ¬Å"â⬠¦One of the brothers drew a pistol from his back pocket, held it against the animalââ¬â¢s temple, and shot the piglet, execution-style.â⬠(Paragraph 6, page 109) At another occasion, Hugh witnesses a dead man on a telephone pole. ââ¬Å"Unlike me, he left the theater two hours later, to find a dead man hanging from a telephone pole at the far end of the unpaved parking lot.â⬠(Paragraph 10, page 110) Hugh was often neglected by this family and spent majority of his adolescence with surrogate parents. Hughââ¬â¢s life wasnââ¬â¢t the not good at all but Sedaris w anted Hughââ¬â¢s life. Sedaris describes why he believed his childhood was so bland in comparison to his friend Hughââ¬â¢s childhood. Sedaris compared his childhood to Hughââ¬â¢s childhood so much until he started to envy Hugh. Sedaris stated, ââ¬Å"We had a collie and a house catâ⬠¦ They had a monkey and two horses named Charlie Brown and Satanâ⬠¦ I threw stones at stop sighsâ⬠¦ Hugh threw stones at crocodiles.â⬠(Paragraph 8, page 109) Sedaris thought throwing stones at crocodiles was really fun. He did not realize what kind of danger Hugh was really in. ââ¬Å"No fifteen-foot python ever wandered onto my schoolââ¬â¢s basketball courtâ⬠¦ I begged, I prayed nightly, but it just never happenedâ⬠¦ A military coup in which forces sympathetic to colonel arrived late at night to assassinate my next-door neighbor.â⬠(Paragraph 13, page 111) Sedaris wanted to everything Hugh had. He wanted to travel the around the Continent of Africa too. Sedaris loved Hughââ¬â¢s childh ood but Hugh did not find his life to be so great. Hughââ¬â¢s family had moved to Mogadishu, Somalia. Since there was not any English-speaking schools there, Hugh had to stay with a family he did not know. ââ¬Å"Hugh was sent back to Ethiopia to live with a beer enthusiast his father had met at a cocktail party.â⬠(Paragraph 16, page 112) While Hughà lived with the Hoyts family, he did not feel welcomed at all. ââ¬Å"They invited him to join them at the table, but that was as far as they extended themselves.â⬠(Paragraph 16, page 112) Hugh was not able to celebrate his birthday nor was he able to talk to his family. ââ¬Å"No one ever asked him when his birthday was, so when the day came, he kept it to himselfâ⬠¦ There was no telephone service between Ethiopia and Somalia.â⬠(Paragraph 16, page 112) The Hoyts had children and they missed treated Hugh every chance they could get. They would say things to Hugh for instead, ââ¬Å"Hey thatââ¬â¢s our sofa youââ¬â¢re sitting onâ⬠and ââ¬Å"Hands off t hat ornamental steinâ⬠¦ It doesnââ¬â¢t belong to you.â⬠(Paragraph 16, page 112) Hugh had a hard life growing up. His life was not what Sedaris make it to be. Although Sedaris had a better life than Hugh, he still envied Hughââ¬â¢s childhood. He started to take Hughââ¬â¢s childhood stories and make them his own. ââ¬Å"Rather than surrender to my bitterness, I have learned to take satisfaction in the life that Hugh has ledâ⬠¦ His stories have, over time, become my ownâ⬠¦ When my own experiences fall short of the mark, I just go out and spend some of hisâ⬠¦ It is with pleasure that I sometimes recall the dead manââ¬â¢s purpled face or the report of the handgun ringing in my ears as I studied the blood pooling beneath the dead white piglet.â⬠(Paragraph 21, page 113) There once was a time in all of our lives where we wanted something someone else had and their lifestyle. Do we really see their struggles or are we just looking at what our eyes could see? We should not envy other people and the things they have. Some people work really hard to get the things they have today. We never know what another person had to do or go through in order to get what they have. We should be grateful to God for the things we do have.
Porter 5 Forces Analysis Essay
Porterââ¬â¢s 5 Forces Analysis of the Retail Banking Industry in Australia Retail banking can be defined as an industry where financial institutions offer mass market banking in which individual customers use local branches of larger commercial banks. Services offered include savings and checking accounts, mortgages, personal loans, debit/credit cards. Retail banking aims to be the one-stop shop for as many financial services as possible on behalf of retail clients. Some retail banks have even made a push into investment services such as wealth management, brokerage accounts, private banking and retirement planning. While some of these ancillary services are outsourced to third parties, they often intertwine with core retail banking accounts like checking and savings to allow for easier transfers and maintenance. When applying the Porter Five Forces in analysing industry competitiveness and how it relates to the retail banking industry, the following outcomes have been found. Threat of new entrants Current Rating ââ¬â (Low) ââ¬â Future Rating ââ¬â (Med) It would be very difficult without the access to large capital for the average person/company/organisation to start up a bank. However with the popularity of Credit Unions, Building societies and the evolution of the internet, there are many traditional banking services such as providing mortgages, car loans, paying bills, on which online entrepreneurs can enter this market segment (www.billbuddy.com.au OR Aus POST). Banks would be fearful of losing part of their traditional revenue raising, because it is a good source of fee-based revenue. Another threat to traditional banking is companies offering other financial services. What would it take for an insurance company to start offering mortgage and loan services? Not much. Also, when applying the threat of entry formula to a regional bank, there is a huge possibility that one of the big 4 entering the market will annihilate it. Competitive Rivalry Current rating ââ¬â (Low) ââ¬â Future Rating ââ¬â (Low) When analysing the competitive rivalry of the big 4 banks, (ANZ, Westpac, Commonwealth and NAB), we quickly realise that the Aus retail banking industry is dominated by these banks and it is not very competitive. The products they offer are very similar, interest rates are very close and all of them have ATMââ¬â¢s everywhere. The financial services industry has been around for hundreds of years and just about everyone who needs banking services already has them. Because of this, banks must attempt to lure clients away from competitor banks. They do this by offering lower financing, preferred rates, investment services and access to cash almost 24/7. The banking sector is in a race to see who can offer both the best and fastest services. In the long run, weââ¬â¢re likely to see more consolidation in the banking industry. Larger banks would prefer to take over or buy a large stake in other financial service providers (Commonwealth & Aussie), (Commonwealth & Bank West) and (Westpac & BOM). The Main threat to the big 4 would be small & foreign banks trying to gain market share. However, the big 4 have 83% of the mortgage market share compared to 11.5% of the small banks and 5.3% of the foreign owned banks*. So there is a lot of ground to make up. *Source ââ¬â Aus Banking Industry Report, Page 14 (May 2011). Threat of Substitutes Current rating ââ¬â (Med) ââ¬â Future Rating ââ¬â (High) There are some substitutes in the banking industry. Banks offer a suite of services over and above taking deposits and lending money, but whether it is insurance, mutual funds or fixed income securities, chances are there is a non-retail banking financial services company that can offer similar services. On the lending side of the business, banks are seeing competition rise from unconventional companies. An example of this would be car manufacturers financing customers by offering 0% financing, why would anyone want to get a car loan from the bank and pay up to 10% interest? Suppliers ââ¬â Relative Bargaining Power Current rating ââ¬â (Low) ââ¬â Future Rating ââ¬â (Low) The suppliers of capital might not pose a big threat especially when the banks viability was/is guaranteed by the federal government during the height of the GFC. On the labour side, the threat of union interruptions is very low to non-existent. The banks have been quite clever in moving a lot of the front line staff offshore though call centres to ensure that the labour supply is cheap and sustained. This is further supported by the huge uptake of online banking by customers. Buyer ââ¬â Relative Bargaining Power Current rating ââ¬â (Low) ââ¬â Future Rating ââ¬â (Low) The individual doesnââ¬â¢t pose much of a threat to the banking industry, but one major factor affecting the power of buyers is relatively high switching costs. If a person has a mortgage, car loan, credit card, checking account and mutual funds with one particular bank, it can be extremely tough for that person to switch to another bank. In an attempt to lure in customers, banks try to lower the price of switching, but many people would still rather stick with their current bank. On the other hand, large corporate clients have banks wrapped around their little fingers. Financial institutions by offering better exchange rates, more services, and exposure to foreign capital markets ââ¬â work extremely hard to get high margin corporate clients. Industry Attractiveness One can conclude based on the outcomes of this analysis, that the retail banking industry would be a very difficult and an unattractive market to be considered by a potential competitor. More particularly for the following reasons; * The large market share of the big 4 banks (who pretty much have the market sawn up), * New loan application numbers have retracted significantly and have not rebounded since the GFC, * the need to have access to large amounts of capital,à * low margins by lower interest rates, * high borrowing cost, * Non-traditional lenders such as car manufactures offering extremely low finance rates, * With all these factors in mind, the barriers to entry are quite high.
Wednesday, October 9, 2019
Product launched discussion Essay Example | Topics and Well Written Essays - 500 words
Product launched discussion - Essay Example The business is a specialty food store that offers bakery and pastry products, fresh produce, fresh meat and seafood, condiments and package food, and cheese and specialty dairy products. The firm has a lot of food products that can be eaten at the moment. There is a need for the company to offer other types of food products that have a longer lifetime shell life. By introducing a new line of food products that that are prepared and frozen the customer can take home put it in the freezer and eat it at a later time. The new product can help the company achieve sales growth. In order to evaluate the Kudler Food a brief SWOT analysis has been a prepared. A SWOT is a marketing analytic tool that evaluates the internal and external environment of the firm (Kotler, 2003). One of the strengths of Kudler Fine Food store is that it offers a wide variety of fresh food products. The company has a good management team and over 13 years of experience in the food industry. A weakness of the busine ss model is that the firm has only three locations. The company cannot achieve the benefits of economies of scale due to its small size.
Tuesday, October 8, 2019
The Importance of First Hand Information Essay Example | Topics and Well Written Essays - 1500 words
The Importance of First Hand Information - Essay Example It is necessary to note that history is among those fields that are diverse, and its objectives and goals are clearly distinguished. History can make us understand the situations of the past in different countries because they reflect the character of the nation. In addition, history enables us to be acquainted with the prophetsââ¬â¢ biographies as well as policies and the dynasties of rulers in the past (Khaldun, 1989). Therefore, the essence of the paper is to discuss the importance of first-hand information. Moreover, it focuses on Khaldunââ¬â¢s criterion for accepting first-hand information, his arguments, as well as the standards he uses to evaluate historical information. Khaldun argued that there is very little effort undertaken to unearth the truth of the past in history. Mistakes and unsupported assumptions are common elements found in past historical events. Khaldun added that blind trust in tradition is a common trait in a man. He holds the notion that nobody is courageous to stand up against the truth authority, and, therefore, there is a need to fight speculations about the past and deceitful information in history through first-hand information. He opined that it takes time and commitment to look critically at the hidden truth. Furthermore, he acknowledges that it takes knowledge and proper understanding to bring out the truth about the past as well as polishing it so that critical insight can be used. In addition, he noted that first-hand information could provide deep understanding of history and concrete explanation of the genesis and causes of things that currently exist. Moreover, it would provide deep understanding of why and how events occurred (Khaldun, 1989). Historical information requires credible sources and diverse knowledge. It also needs thorough and an excellent mind. However, having these
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